We think you'll enjoy the perks of our FREE2 Personal Checking.

No Minimums or Monthly Service Charges2

90+ LOCATIONS | 40,000 FREE ATMs

With more than 90 financial centers across Texas and Colorado, you're never far from an Independent Financial location. Plus, you can withdraw cash from any of our 40,000 FREE ATMs4 across the U.S.

Find a Location

BANKING FOR TOMORROW'S PLANS

Whether you're saving for a big day, a down payment or a new car, the length of time, money and rate of return are all important factors in determing when you'll reach your goal.

Savings Calculator

Resource Center

Financial insights, helpful tools and more.

 

 

Build an Emergency Fund

Emergency funds are critical to helping you get out of tight financial situations. Not having one or having one that is inadequate, can...

Read More

 

Keep Your Mobile Phone Safe

Your phone contains sensitive information about you, your finances, and your family. It is critical to protect...

Read More

Save To Be a Millionaire

Everyone wants to be a millionaire, but few have the savings discipline to get there. Your current savings, additional monthly savings and...

Calculate

Annual Credit Report Review

Having the ability to apply for and be approved for credit by a lender is essential for most. However, many people do not...
 

1. $300 bonus requirements: Offer applies to new customers only who open a consumer checking account with a $25 minimum opening deposit. During first 90 days from account opening, customer must make a total of $1,500 in qualifying automated direct deposits (salary, pension, social security or other regular income) in new account. Person-to-person payments and micro deposits are not eligible. One bonus per household. Account must remain in good standing. If qualifications are met, $300 will be credited to new consumer checking account within 120 days after opening. Bonus may be reported on a 1099-INT. Offer good through July 31, 2024. 2. Free online statement available. Paper statement has a $2 monthly fee. 3. Wireless provider fees may apply. 4. Surcharge-free withdrawals available across the U.S. through MoneyPass® ATM network.