Up to 100% Financing Available
Let us help you find the best loan and down payment options to fit your needs.
Affordable Rates
Flexible Terms
Low Down Payments
Helpful Bankers
FHA, USDA & VA LOANS
- Popular for first-time homebuyers
- Low down payment options with more flexible credit and income guidelines
DOWN PAYMENT ASSISTANCE (DPA) LOANS
- Both state and municipal down payment assistance options
- Bond programs available
ITIN LOANS
- Great option for those without traditional documentation or credit history required for mortgages
- Purchase or refinance options available for owner occupied primary residences only
Your Community Mortgage Team
Resource Center
Financial insights, helpful tools and more.
Debt-to-income Calculator
Your debt-to-income ratio is the percentage of your gross income used to cover your mortgage and other debt payments. This...
Home Affordability
You are ready to make the jump from renting to buying a home. That is good news. Buying a...
Calculate a Mortgage Payment
Repayment of a mortgage loan requires that the borrower make a monthly payment back to the lender. That monthly payment...
Buying a Home from a Family Member
When you have a parent, sibling, or another family member who is planning to move, you may be able to...
FEATURED LOAN: Community Path Mortgage Loan
Our Community Path Mortgage Loan is great for borrowers looking to purchase a home in select neighborhoods in our communities.
- Borrow up to $500,000
- Terms up to 30 years
- Up to 100% financing and no Private Mortgage Insurance (PMI) with a minimum credit score of 620
Not a commitment to lend. Loans subject to credit approval. Speak with an Independent Financial loan originator for complete terms and conditions. Subject property must be located in low-to-moderate income or majority minority census tract within Independent Financial designated areas throughout Texas and Colorado.